Commercial Enrollment Form Agreement

Investors Community Bank
Internet

ALERT: As a security precaution, please remember to click the “Log Off” link when you finish your online session.

This sight may be utilized for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Activity on this site is monitored for security purposes.


Investors Community Bank will never request personal information from you via e-mail unless it is in response to secure online requests you send us through our website. We will never ask for your personal information with a “pop-up” window.


Be suspicious of any e-mail that asks for personal information, requests your authentication, or indicates a problem with your Investors Community Bank accounts. If you receive an e-mail like this do not reply and contact Investors Community Bank if you do receive an e-mail that is claiming it comes from us.
Investors Community Bank does not request personal information from customers via e-mail, unless we are responding to a secure request you submit through our web site.
Do not open attachments. Investors Community Bank does not send attachments.
Only provide your personal information if you initiated the sign on process to your account at Investors Community Bank.
Use virus protection software and keep virus lists current.
Keep your computer operating system and web browser up-to-date.
It is the customer’s responsibility to purchase and install virus protection and/or firewalls on the customer’s personal computer.
Any personal banking information gained from the customer’s personal computer will be the customer’s responsibility. Investors Community Bank will not be held liable for information gained from the customer’s personal computer and used fraudulently.

YOUR ABILITY TO WITHDRAW FUNDS

This policy statement applies to all deposit accounts.
Our policy is to make funds from your cash and check deposits available to you on the first business day after the day we receive your deposit. Electronic direct deposits will be available on the day we receive the deposit. Once funds are available, you can withdraw them in cash and we will use the funds to pay checks that you have written.
Please remember that even after we have made the funds available to you and you have withdrawn the funds, you are still responsible for checks you deposit that are returned to us unpaid and for any other problems involving your deposit.


Determining the Availability of a Deposit

For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you make a deposit before 3:00 p.m. on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after 3:00 p.m. or on a day we are not open, we will consider that deposit was make on the next business day we are open.
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