Personal Enrollment Form Agreement


This Enrollment Form Agreement and Disclosure (the “Agreement”) explains the terms and conditions on which State Bank of Bussey’s Internet Banking services (“Services”) are provided. By using any of the Services, you agree to abide by the terms and conditions of this Agreement.

• The terms “we”, “us” and “our” refer to State Bank of Bussey.
• The words “you” and “your” refer to the person whose social security number and date of birth are entered on the enrollment form for the Services or who actually uses the Services.
• The term “business day” means Monday through Friday, excluding Saturday, Sunday and federal holidays.

These terms are in addition to the terms and conditions included in the Account Agreement and Disclosures, as well as any other agreements or disclosures you have been provided governing the banking products and services you may have with us, collectively referred to as “Bank Documents”. These “Bank Documents” may be modified from time to time. If we modify this Agreement, your continued use of Internet Banking services will constitute your acceptance of such changes in each instance.

1. Services

The Services covered in this Agreement are those that we make available to you through the Internet Banking Service. The Services currently include the ability to review and download account information, transfer money between accounts you have with us, view and print statements and communicate electronically with us. We may suspend Services at our discretion.

Our Internet Banking is compatible with current versions of the following web browsers: Firefox, Google Chrome, Safari, Microsoft Internet Explorer and Microsoft Edge. You are responsible for the equipment you use to access the Internet Banking services. It is your responsibility to protect your computer system and/or mobile device by keeping them secured, patched, free of viruses, and malware.

2. Availability and Use of Software

Internet Banking and any software you may obtain from Internet Banking (“Software”) may not be available at anytime for any reason outside of the reasonable control of State Bank of Bussey or any service provider. You acknowledge that in connection with your use of Internet Banking, State Bank of Bussey and its service providers, including Fiserv, Inc. and its affiliates, may receive and may share with one another names, domain names, addresses, passwords, telephone and device numbers, the content of messages, data files and other data and information provided by you or from other sources in connection with Internet Banking or the Software (collectively “User Information”). State Bank of Bussey and its affiliates and service providers will maintain reasonable safeguards to protect the information from unauthorized disclosure or use, but reserve the right to use and disclose this information as reasonably necessary to deliver Internet Banking and as otherwise permitted by law, including compliance with court orders or lawful instructions from a government agency, to protect the personal safety of subscribers or the public, to defend claims, and as otherwise authorized by you. State Bank of Bussey and its affiliates and service providers also reserve the right to monitor use of Internet Banking and the Software for purposes of verifying compliance with the law, these terms and conditions and any applicable license, but disclaim any obligation to monitor, filter, or edit any content. You agree not to use Internet Banking or the Software in or for any illegal, fraudulent, unauthorized or improper manner or purpose and will only be used in compliance with all applicable laws, rules and regulations, including all applicable state, federal, and international Internet, data, telecommunications, telemarketing, “spam,” and import/export laws and regulations, including the U.S. Export Administration Regulations. Without limiting the foregoing, you agree that you will not use Internet Banking or the Software to transmit or disseminate: (i) junk mail, spam, or unsolicited material to persons or entities that have not agreed to receive such material or to whom you do not otherwise have a legal right to send such material; (ii) material that infringes or violates any third party’s intellectual property rights, rights of publicity, privacy, or confidentiality, or the rights or legal obligations of any wireless service provider or any of its clients or subscribers; (iii) material or data, that is illegal, or material or data, as determined by State Bank of Bussey (in its sole discretion), that is harassing, coercive, defamatory, libelous, abusive, threatening, obscene, or otherwise objectionable, materials that are harmful to minors or excessive in quantity, or materials the transmission of which could diminish or harm the reputation of State Bank of Bussey or any third-party service provider involved in the provision of Internet Banking; (iv) material or data that is alcoholic beverage-related (e.g., beer, wine, or liquor), tobacco-related (e.g., cigarettes, cigars, pipes, chewing tobacco), guns or weapons-related (e.g., firearms, bullets), illegal drugs-related (e.g., marijuana, cocaine), pornographic-related (e.g., adult themes, sexual content), crime-related (e.g., organized crime, notorious characters), violence-related (e.g., violent games), death-related (e.g., funeral homes, mortuaries), hate-related (e.g. racist organizations), gambling-related (e.g., casinos, lotteries), specifically mentions any wireless carrier or copies or parodies the products or services of any wireless carrier; (v) viruses, Trojan horses, worms, time bombs, cancelbots, or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data, or personal information; (vi) any material or information that is false, misleading, or inaccurate; (vii) any material that would expose State Bank of Bussey, any third-party service provider involved in providing Internet Banking, or any other third party to liability; or (viii) any signal or impulse that could cause electrical, magnetic, optical, or other technical harm to the equipment or facilities of Fiserv or any third party. You agree that you will not attempt to: (a) access any software or services for which your use has not been authorized; or (b) use or attempt to use a third party’s account; or (c) interfere in any manner with the provision of Internet Banking or the Software, the security of Internet Banking or the Software, or other customers of Internet Banking or the Software; or (d) otherwise abuse Internet Banking or the Software.

2. Email Services

A secure Bank e-mail service, State Bank of Bussey Bank Mail, is available for our Internet Banking customers. Bank Mail is secure and may be used for general communications between the customer and the Bank. Only e-mail transmissions conducted through this messaging system are considered secure.
3. Termination

The Bank has the right to modify or terminate this agreement at any time. We will comply with any notice requirements under applicable law for such changes or termination. If we terminate this Agreement, no further Internet Banking transfers will be made, including but not limited to any payments or transfers scheduled in advance or any preauthorized recurring payments or transfers.

4. Fees

You are responsible for paying any fees associated with Internet Banking such as fees that may be assessed by your Internet Service Provider and for any telephone charges or fees incurred by accessing Internet Banking service.

5. Transaction Authorization

State Bank of Bussey is entitled to act on instructions received through Internet Banking under you password and without inquiring into the identity of the person using that password. DO NOT DISCLOSE YOU PASSWORD under any circumstances, either by telephone or to anyone claiming to represent the Bank. The Bank’s employees do not need to know and should not ask for you password. If you give you password to anyone, you do so at your own risk. Anyone to whom you give your Online Banking password or other means of access will have full access to your accounts even if you attempt to limit that person’s authority. You must notify the Bank to disable your password if you become aware that your password has been lost, stolen or otherwise compromised and that it should not be honored.

You are liable for all transactions that you (or if you are using a joint account, any of you) make or authorize, even if a person you authorized exceeds your authority. You hereby release the Bank from any liability and agree not to make any claim or bring any action against us for honoring or allowing any actions or transactions where you have authorized the person performing the action or transaction to use your account(s) and / or you have given your password to such person, or, in the case of a jointly held account such person is one of the owners of the account. You agree to indemnify the Bank and hold it harmless from and against any and all liability (including but not limited to reasonable attorney fees) arising from any such claims or actions.

6. Enrollment

If two people hold a joint checking account, both account holders enroll separately and each will have his/her own password and Internet Banking Agreement.
Accepting the terms and conditions of this Agreement allows you to continue your enrollment. If you choose to decline, the enrollment process will terminate.

If you believe your account credentials have been compromised, you wish to unenroll from Internet banking or to report an erroneous or unauthorized transaction, contact State Bank of Bussey immediately at the following numbers:

Bussey Iowa
(641) 944-5314

Oskaloosa Iowa
(641) 672-9863

To continue with the enrollment process, click the "I Agree" button.
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